OMG I was just reading an article in The Ledger about a couple who lost their farm because of a clerical error! An old lien against a piece of property! What is this world coming to? The County Government and the New York Authority which made the error should be responsible to this couple! Sometimes I think we live in a world without a heart.
Take the time to read this article - maybe someone can figure out how to help?
http://www.theledger.com/article/20081013/NEWS/810130355/1374?Title=Clerical_Mistake_to_Cost_Couple_Their_Farm
I can't remember the exact reading of the standard Owner's Title Policy - There is probably some provision for such occurrences but unfortunately at this time my mind is blank.
Tuesday, October 14, 2008
Monday, September 29, 2008
Garage Sale at Highlands Storage Lakeland Florida
There was a garage sale at Highlands Storage in South Lakeland on Saturday. There were approximately seven units of merchandise for sale. These items included Residential merchandise and Office furniture.
Not alot was sold - probably due to the economy. Many people loved the idea of being able to come inside to shop the garage sales, instead of being out in the heat!
The talk was to have another one this weekend! A couple more people have requested units for so they can join in. So, it appears Highlands Storage will open it's doors again for another garage sale. Watch for the signs on 98S, they are located in the Parkway Center behind Barry Motorsports.
Not alot was sold - probably due to the economy. Many people loved the idea of being able to come inside to shop the garage sales, instead of being out in the heat!
The talk was to have another one this weekend! A couple more people have requested units for so they can join in. So, it appears Highlands Storage will open it's doors again for another garage sale. Watch for the signs on 98S, they are located in the Parkway Center behind Barry Motorsports.
No Positive Information Today on Lakeland Florida Real Estate
Unfortunately, I have no positive information on the Real Estate Market in Lakeland, Florida. I was out and about this weekend and everyone seemed to have the same story. The main topic was someone having their home forclosed on! What a terrible terrible weekend. I feel so sorry for so many people in Lakeland. If the person I was speaking to hadn't been forclosed then a good friend or relative had been.
Have you picked up the Realestate guides you see in the stores? Well, as I had stated earlier, one of them doesn't seem to be making it! I was surprised to even see another guide published! The printing was terrible - maybe because they had to cut more corners to even satisfy the three Lakeland real estate agents whom still have their ads in there. It is sad to see this happen but the economy is just hurting everyone.
I hope something happens soon to change or we may become a ghost town!
Have you picked up the Realestate guides you see in the stores? Well, as I had stated earlier, one of them doesn't seem to be making it! I was surprised to even see another guide published! The printing was terrible - maybe because they had to cut more corners to even satisfy the three Lakeland real estate agents whom still have their ads in there. It is sad to see this happen but the economy is just hurting everyone.
I hope something happens soon to change or we may become a ghost town!
Wednesday, September 10, 2008
Lakeland Florida Real Estate Update
Lakeland Florida Real Estate prieces are being reduced! Unfortunately, people are taking what they can get, given the circumstances of the economy in Lakeland. I understand and feel sorry for the many people who are being forced to sell their property due to foreclosure. This effects the seller and all surrounding property owners. I am just an average person looking at the overall effect this will have on our area. I'm sure many of the real estate agents, investors, and real estate gurus in the area will have their opinions, but just from the regular person on the street, this is awful! I was gonna use a different word, but this is a respectful blog!
I was speaking with a Realtor last night and she said the Mortgage rates dropped again! Great, so now is the time - if you have money - to buy! Yes, there is the BIG IF! The interest rates coming down would allow investors and others with money in the bank and a stable job the opportunity to purchase. The flip side is - the economy is down and many companies are downsizing and laying off - so many would be buyers are scared to purchase for fear of the BIG FORECLOSURE coming their way in the future. So, what do we as a great nation, do to solve this problem?
While speaking with a Title closer the other day - yes, properties are closing. The word around the industry is many Title offices are struggling to keep their doors open in Lakeland and surrounding areas, but others are picking up the slack. So, which will survive is the question. Hopefully, the honest and straight forward companies will stay around, so we can feel secure in our property transactions! Unfortunately, many of the "not so honest" ones will be the ones to survive since they are charging their customers unrealistic prices, not paying the costs to REALLY clear the title, and offering what might be considered illegal paybacks for people to bring their closings to them. These companies will be bringing in more money per closing, expensing less money out for correcting title, and giving a percentage or incentive to attract real estate agents to use them! The calculation therefore is the bad will survive and the honest person will have to work harder to defeat evil!
Ok, getting stuck on my opinions in the Tilte Closing saga. Sorry. The main topic was supposed to be Lowering the Price of real estate in Lakeland Florida, now Im gonna have to figure out a new title for this blog! Ok, changed the title to better fit my ramblings!
I was speaking with a Realtor last night and she said the Mortgage rates dropped again! Great, so now is the time - if you have money - to buy! Yes, there is the BIG IF! The interest rates coming down would allow investors and others with money in the bank and a stable job the opportunity to purchase. The flip side is - the economy is down and many companies are downsizing and laying off - so many would be buyers are scared to purchase for fear of the BIG FORECLOSURE coming their way in the future. So, what do we as a great nation, do to solve this problem?
While speaking with a Title closer the other day - yes, properties are closing. The word around the industry is many Title offices are struggling to keep their doors open in Lakeland and surrounding areas, but others are picking up the slack. So, which will survive is the question. Hopefully, the honest and straight forward companies will stay around, so we can feel secure in our property transactions! Unfortunately, many of the "not so honest" ones will be the ones to survive since they are charging their customers unrealistic prices, not paying the costs to REALLY clear the title, and offering what might be considered illegal paybacks for people to bring their closings to them. These companies will be bringing in more money per closing, expensing less money out for correcting title, and giving a percentage or incentive to attract real estate agents to use them! The calculation therefore is the bad will survive and the honest person will have to work harder to defeat evil!
Ok, getting stuck on my opinions in the Tilte Closing saga. Sorry. The main topic was supposed to be Lowering the Price of real estate in Lakeland Florida, now Im gonna have to figure out a new title for this blog! Ok, changed the title to better fit my ramblings!
Friday, September 5, 2008
Lakeland Real Estate Book
Well, unfortunately I may have been correct about one of the real estate books in Lakeland. I picked up copies of the two main books in my area and Uh oh one doesnt seem to have many listings in it at all!
The economy and other factors, I'm sure has played a part in the extreme downsizing of the publication! I am not going to get into the politics of the real estate magazines in Lakeland, there seems to have always been a bit of negative energy between the two.
Guess time will tell - we will see if either of them survive this downturn in the Lakeland Housing Market.
The economy and other factors, I'm sure has played a part in the extreme downsizing of the publication! I am not going to get into the politics of the real estate magazines in Lakeland, there seems to have always been a bit of negative energy between the two.
Guess time will tell - we will see if either of them survive this downturn in the Lakeland Housing Market.
Thursday, August 28, 2008
Commercial Closing!
Another commercial closing today! Yeah. Well, actually closes on September 2, but our side is done!
Seems to be a few commercial closings in the Lakeland area, now we just need the residential sales to pick up a bit. Not sure how that is going at this point, being they have discontinued the down payment assistance programs in the State of Florida!
I have not had time to really investigate how all is going in Real Estate in Lakeland, Florida. I have heard a few horror stories in reference to advertising homes for sale in the area. But it is really gossip at this point. Will see where the advertising companies go with this. Maybe one wont be around much longer, time will tell! You never know what will happen. I heard gossip that the Ledger went down on their prices??? Wow, Im not a ledger fan, but I guess they are dealing with the economy and actually did something positive. Of course, it will help them in the long run, they may keep a few customers.
I heard a couple of photo books are no longer in the local Walmarts, the gossip being that Walmart went up on their rental prices to put a rack in the Walmarts! Gosh would a major company do that in this economy??? Like I said just rumor to me at this point, but rumors start problems for companies. I would not want to be Walmart if this rumor ends up being true!! I also heard that the photo books business is going down with the economy and housing market, so of course, they must cut the distribution of the books to cover the overhead!
We need this economy jump started and quick! Where is the help going to come from??
Seems to be a few commercial closings in the Lakeland area, now we just need the residential sales to pick up a bit. Not sure how that is going at this point, being they have discontinued the down payment assistance programs in the State of Florida!
I have not had time to really investigate how all is going in Real Estate in Lakeland, Florida. I have heard a few horror stories in reference to advertising homes for sale in the area. But it is really gossip at this point. Will see where the advertising companies go with this. Maybe one wont be around much longer, time will tell! You never know what will happen. I heard gossip that the Ledger went down on their prices??? Wow, Im not a ledger fan, but I guess they are dealing with the economy and actually did something positive. Of course, it will help them in the long run, they may keep a few customers.
I heard a couple of photo books are no longer in the local Walmarts, the gossip being that Walmart went up on their rental prices to put a rack in the Walmarts! Gosh would a major company do that in this economy??? Like I said just rumor to me at this point, but rumors start problems for companies. I would not want to be Walmart if this rumor ends up being true!! I also heard that the photo books business is going down with the economy and housing market, so of course, they must cut the distribution of the books to cover the overhead!
We need this economy jump started and quick! Where is the help going to come from??
Monday, August 18, 2008
Which Way Will Hurricane Fay Go?
Tis the question everyone is asking, Which Way will hurricane Fay go?
Mother Nature is the only one with the answer to that one. Here we sit again and watch and wonder, never knowing what will come. I'm glad I started preparing in July! Those of you who follow my blog - Yes my car now fits in the garage!! I moved alot of items to Highlands Storage.
The trees are trimmed - the car is in the garage - only thing we have to do is move in the trash cans and porch furniture. And hopefully my husband will get the boards over my back window that seems to be the most effected during hurricanes!
Wish us luck and that Mother Nature gives us a break tomorrow!
Mother Nature is the only one with the answer to that one. Here we sit again and watch and wonder, never knowing what will come. I'm glad I started preparing in July! Those of you who follow my blog - Yes my car now fits in the garage!! I moved alot of items to Highlands Storage.
The trees are trimmed - the car is in the garage - only thing we have to do is move in the trash cans and porch furniture. And hopefully my husband will get the boards over my back window that seems to be the most effected during hurricanes!
Wish us luck and that Mother Nature gives us a break tomorrow!
Sunday, August 10, 2008
Lakeland Florida Economy?
Gosh I went out of town for a few days and when I returned things were already changing in Lakeland! Not for the good.
I returned to Lakeland via South Florida Avenue. As we were going down the road, I saw that Sonic did close, which I had heard prior. Then I passed Bennigans at 5 pm on a Friday nite and it was closed! I soon found out they and Steak n Ale closed while I was gone. Then a few people have mentioned a number of other chain resturants are closing in the area too! Not a good sign.
It seems everyone I speak with is having troubles.
I returned to Lakeland via South Florida Avenue. As we were going down the road, I saw that Sonic did close, which I had heard prior. Then I passed Bennigans at 5 pm on a Friday nite and it was closed! I soon found out they and Steak n Ale closed while I was gone. Then a few people have mentioned a number of other chain resturants are closing in the area too! Not a good sign.
It seems everyone I speak with is having troubles.
Friday, July 11, 2008
Maybe Things are Turning Around?!
Maybe the Lakeland Florida real estate sales are turning around? When I spoke to someone in the industry just last week, they said the calls were increasing. This seems to be very true from my experience this week.
I have had a number of people looking at my Condos, no offers yet, but at least there is activity.
The other sign is two commercial properties that were listed both received contracts this week! Can you believe it! Two properties with two buyers in a matter of days! At least the commercial side is looking up! My Realtor has been a blessing to work with and I know I don't usually mention names - but she deserves alot of credit for all the hard work she does.
I would like to say "Thank you" to Susan Luckey with Brooks Chandler Realty for being a professional and friendly realtor who puts forth so much of herself in making the real estate transactions a positive experience. "Thank You"
I have had a number of people looking at my Condos, no offers yet, but at least there is activity.
The other sign is two commercial properties that were listed both received contracts this week! Can you believe it! Two properties with two buyers in a matter of days! At least the commercial side is looking up! My Realtor has been a blessing to work with and I know I don't usually mention names - but she deserves alot of credit for all the hard work she does.
I would like to say "Thank you" to Susan Luckey with Brooks Chandler Realty for being a professional and friendly realtor who puts forth so much of herself in making the real estate transactions a positive experience. "Thank You"
Thursday, July 10, 2008
Prepare for Hurricane Season and MORE!
Many of us have weathered years of hurricane activity in Lakeland Florida and the surrounding areas of Bartow and Highland City. We find ourselves in the midst of another hurricane season (July – November), in which the forecasters are calling for an above average season! Just what we do not need!
I still have terrible memories of the year 3 Hurricanes crossed our path in a short amount of time! Seems like just as we began cleaning up from one – here came the next! I think many of us had become complacent with all the warnings and watches of previous years, that many people did not prepare at all.
This year I hope many people will heed the warnings and even prepare before any come our way. I have already had all our yard work and trees trimmed. The yard is cleared of unnecessary items. Yes, I did leave some basics out, of course. I am sure I will need the hose and trashcans in between now and a possible storm! The porch has been cleared of those items collected when you have children and just the basic furniture is left to deal with in an emergency situation.
Luckily, I have a garage to place the few items into when or if a storm heads towards Lakeland, Florida. Unfortunately, I have so much in my garage that my cars won’t fit! Not a good thing. So now comes the dilemma. “What can I do?” I have to determine what is in the best interest personally and financially.
I have cleaned out a lot of the “gunk” in the garage that has been collected by family members. There is still not enough room to protect my cars if a hurricane passes thru Lakeland. So the next question I have to ask myself is, “Do I really need all these things?” The mother in me says “NO!” “Now what do I do with the items I can part with?” If I lived in a subdivision that allowed garage sales – that would be my answer. But I don’t. I used to donate a majority of the items I wanted to get rid of – then again I look at the economy and another question forms. “Should I try to sell the items and get a little cash?” Ugh, that’s right can’t have a garage sale.
Back to the previous question then, “What do I do?” I guess the answer right now would be to move the items to a storage unit for safekeeping. Highlands Storage is right down the road and they provide inside climate controlled units and allow me access to my items 24/7. This will keep my items safe and yet I can go retrieve anything I need, anytime I want!
So, once I move the items to the storage unit, I will have space in my garage to park the cars and keep them safe during hurricane season. This will protect my cars from possible severe damage from flying debris if South Lakeland is in the path of another hurricane.
Another positive to moving the items to storage is the children will probably forget about a number of the items they just “HAVE” to keep! Out of sight out of mind may help me in the long run get rid of some more items. Unfortunately, it does not solve the “No Garage Sale” dilemma. Oh! But I have an idea, “what if” Highlands Storage had an inside Garage Sale one weekend? I think I found the answer. I cannot be the only person in all these subdivisions that wants to have a garage sale! Now, comes the organization of a new idea.
If you live in South Lakeland Florida and are interested in participating in an indoor garage sale – Highlands Storage in South Lakeland off 98 South, behind Barry Motor Sports and just down from the new Publix in Highland City, is going to start taking a list of persons interested so they can schedule a garage sale!! Yeah! You can contact them at 863-644-2391 or 863-644-2701 or email them info@highlandsstorage.com
I feel like I have accomplished a lot just sitting here and writing my blog today! I started with preparing for the 2008 Hurricane season to finding a place to have my garage sale! Today is going to be a good day.
I started this blog to go on my Inside Lakeland Florida Blog, but now I think it will be posted on about 3 blogs. Highlands Storage wants to include it in their tips blog and I think I will place it in my personal one too!
I still have terrible memories of the year 3 Hurricanes crossed our path in a short amount of time! Seems like just as we began cleaning up from one – here came the next! I think many of us had become complacent with all the warnings and watches of previous years, that many people did not prepare at all.
This year I hope many people will heed the warnings and even prepare before any come our way. I have already had all our yard work and trees trimmed. The yard is cleared of unnecessary items. Yes, I did leave some basics out, of course. I am sure I will need the hose and trashcans in between now and a possible storm! The porch has been cleared of those items collected when you have children and just the basic furniture is left to deal with in an emergency situation.
Luckily, I have a garage to place the few items into when or if a storm heads towards Lakeland, Florida. Unfortunately, I have so much in my garage that my cars won’t fit! Not a good thing. So now comes the dilemma. “What can I do?” I have to determine what is in the best interest personally and financially.
I have cleaned out a lot of the “gunk” in the garage that has been collected by family members. There is still not enough room to protect my cars if a hurricane passes thru Lakeland. So the next question I have to ask myself is, “Do I really need all these things?” The mother in me says “NO!” “Now what do I do with the items I can part with?” If I lived in a subdivision that allowed garage sales – that would be my answer. But I don’t. I used to donate a majority of the items I wanted to get rid of – then again I look at the economy and another question forms. “Should I try to sell the items and get a little cash?” Ugh, that’s right can’t have a garage sale.
Back to the previous question then, “What do I do?” I guess the answer right now would be to move the items to a storage unit for safekeeping. Highlands Storage is right down the road and they provide inside climate controlled units and allow me access to my items 24/7. This will keep my items safe and yet I can go retrieve anything I need, anytime I want!
So, once I move the items to the storage unit, I will have space in my garage to park the cars and keep them safe during hurricane season. This will protect my cars from possible severe damage from flying debris if South Lakeland is in the path of another hurricane.
Another positive to moving the items to storage is the children will probably forget about a number of the items they just “HAVE” to keep! Out of sight out of mind may help me in the long run get rid of some more items. Unfortunately, it does not solve the “No Garage Sale” dilemma. Oh! But I have an idea, “what if” Highlands Storage had an inside Garage Sale one weekend? I think I found the answer. I cannot be the only person in all these subdivisions that wants to have a garage sale! Now, comes the organization of a new idea.
If you live in South Lakeland Florida and are interested in participating in an indoor garage sale – Highlands Storage in South Lakeland off 98 South, behind Barry Motor Sports and just down from the new Publix in Highland City, is going to start taking a list of persons interested so they can schedule a garage sale!! Yeah! You can contact them at 863-644-2391 or 863-644-2701 or email them info@highlandsstorage.com
I feel like I have accomplished a lot just sitting here and writing my blog today! I started with preparing for the 2008 Hurricane season to finding a place to have my garage sale! Today is going to be a good day.
I started this blog to go on my Inside Lakeland Florida Blog, but now I think it will be posted on about 3 blogs. Highlands Storage wants to include it in their tips blog and I think I will place it in my personal one too!
Monday, July 7, 2008
Realtors starting to get more calls!
I spoke with a Realtor over the weekend and she has started receiving more calls on properties! Hopefully this is a good sign. She mentioned that the news media had said some of the housing prices in Tampa have started to go up again and people may have missed their chance on the deals that were out there! Could it be?
I hope some people will start buying again to get in on the last specials - hopefully my condos! Actually now to think of it, I have gotten a couple of requests to rent my condos. Let's see if anyone really follows thru. At this point having renters are ok with me too. Anything to help in this economy!
Hope the news media was right and things will start looking up in Lakeland Florida too!
I hope some people will start buying again to get in on the last specials - hopefully my condos! Actually now to think of it, I have gotten a couple of requests to rent my condos. Let's see if anyone really follows thru. At this point having renters are ok with me too. Anything to help in this economy!
Hope the news media was right and things will start looking up in Lakeland Florida too!
Sunday, June 22, 2008
Garage Sales in South Lakeland
I wish I had a million readers so maybe I would get numerous responses to my blogs that request information! LOL maybe one day all of Lakeland Florida and the surrounding areas like: Bartow, Highland City, Mulberry, and Winter Haven will be reading my blog! But for now those of you who do visit, I have a question.
I live in a subdivision that does not allow garage sales! Yes, I can understand the reasonings to a degree, but I have a bunch of things I would really like to sell. I tried the ebay thing once and it was not a great experience. The lady who lived across the country couldnt understand why she did not receive the item the next day! Of course she did not pay for over night deliver, that was beside the point! OMG people! Anyway, back to the question.
Do most subdivisions not allow garage sales in South Lakeland? If this is the case - should I start a flea market in South Lakeland??? Would have to find large piece of property and stuff, just wondering what other people in the area thought?
Or are there options out there in South Lakeland, Bartow, or Highland City that I am not aware of?
Thanks for your input!
I live in a subdivision that does not allow garage sales! Yes, I can understand the reasonings to a degree, but I have a bunch of things I would really like to sell. I tried the ebay thing once and it was not a great experience. The lady who lived across the country couldnt understand why she did not receive the item the next day! Of course she did not pay for over night deliver, that was beside the point! OMG people! Anyway, back to the question.
Do most subdivisions not allow garage sales in South Lakeland? If this is the case - should I start a flea market in South Lakeland??? Would have to find large piece of property and stuff, just wondering what other people in the area thought?
Or are there options out there in South Lakeland, Bartow, or Highland City that I am not aware of?
Thanks for your input!
Common Title Defects
The real estate industry may be slow in Lakeland Florida, but that is no reason not to be prepared if you receive an offer. I was looking thru my computer – cleaning out old stuff! LOL there is a bunch of it! I came across a listing of items which may cause a closing to be postponed or cancelled. With the few offers sellers are receiving these days, I think it is important for the sellers to be aware of circumstances regarding their property.
You need to go online and check out your property – Today! This will help to prepare you for the sale. Some items you may not find, but others may stand out to you! It is worth the time to investigate now!
Common title defects and overlooked encumbrances:
Typographical errors on Deed
Missing information on Deed
Satisfactions of Mortgage not recorded
Release of Liens not recorded
Documents recorded in error which include your legal address
Judgments or liens you are not aware have been filed
Good Luck with your sale!
Couple of Condos I'd like off my hands!
I know Im like alot of other people in the Lakeland Florida area wanting to sell some real estate! But I thought while Im sitting here waiting like all the other sellers, I might as well let you know they are available.
The condos are actually in Mulberry Florida, which is right down the road. I have two different sizes. There is a 2/1 on the bottom floor that looks out at the golf course. The other is a 3/2 second floor looking over a pond in the back. Dont want to go into much detail - just give you an idea of what I have out there!
If anyone is interested Please Dont Hesitate to leave me a comment!!!
The condos are actually in Mulberry Florida, which is right down the road. I have two different sizes. There is a 2/1 on the bottom floor that looks out at the golf course. The other is a 3/2 second floor looking over a pond in the back. Dont want to go into much detail - just give you an idea of what I have out there!
If anyone is interested Please Dont Hesitate to leave me a comment!!!
Wednesday, June 18, 2008
Home Scenting a Good Idea When Selling Your Home
Stop and smell your home!
Our senses become accustomed to the scent of our home whether good or bad. Therefore, we need to look at the options that are available to insure that the aroma is always pleasant to our family and friends.
Numerous products are offered for purchase to assist in providing your home a wonderful smell. Many scents are available; choose one that is pleasing to the entire family. You may like cinnamon, but your husband may have a major dislike to the scent. It is best to consider all members of the household before making the decision of which scent to use in your home.
Safety is a major factor in deciding how to scent your home. If children are included in the household, be careful as to the placement and type of products. Another couple of concerns may be allergies and breathing issues, such as asthma.
Ten Ideas and Products for scenting your home:
1. Potpourri is one of the oldest forms used to scent. It can be easily placed in a decorative bowls around your home, or hidden from view depending on your preference.
2. Incense are available in a wide variety of fragrant aromas. Consider the fact that these items burn and should not be placed near flammable material or in the reach of children. (Not only due to the heat, but the stick incense could end up being swords! You don't want any eyes poked out.)
3. Diffusers use the placement of absorbing sticks into bottles of essential or fragrance oils. Definitely situate these out of reach of animals and children. The bottles of oil can be easily knocked over by a child or the waging tail of one of your furry friends. The ingestion of some of the oils can also be very harmful.
4. Lamp rings with oil in them are placed around the light bulb. When the light heats up the aroma is spread around the room. This is a neat concept because it is not visible to the person visiting your home, yet produces a wonderful fragrance.
5. Air fresheners now come in a wide variety of options. Depending on the area you are trying to freshen up, there are plug-ins, sprays, and table top items available.
6. Baking cookies, cake, or cinnamon rolls are a wonderful way to make your home smell fresh and homey. The only draw back to this is someone has to eat them!
7. Placing cut-up citrus fruit on your kitchen counter can be a delicious aroma. Not only do you have a fragrant kitchen, but an afternoon snack!
8. Fresh flowers always give your home a wonderful bouquet. They are a great addition not only aroma wise but visually too.
9. Choose a spice you like from your cabinet and try boiling to see if you like the aroma.
10. Place white vinegar in a cup or a box of baking soda in the area you would like to have that just cleaned smell. You may want to take a small amount of bleach or pine cleaner and place in your bathroom to give that area the clean aroma. (Your friends and family will think you just took hours cleaning the bathroom just for their visit.)
Now that you have some ideas and products to consider when scenting your home, enjoy the process and try a number of them. You may find that a combination of products and ideas are suitable for your home. Even though you may like many fragrances try not to have too many within your home at one time, your sinuses may get confused!
Our senses become accustomed to the scent of our home whether good or bad. Therefore, we need to look at the options that are available to insure that the aroma is always pleasant to our family and friends.
Numerous products are offered for purchase to assist in providing your home a wonderful smell. Many scents are available; choose one that is pleasing to the entire family. You may like cinnamon, but your husband may have a major dislike to the scent. It is best to consider all members of the household before making the decision of which scent to use in your home.
Safety is a major factor in deciding how to scent your home. If children are included in the household, be careful as to the placement and type of products. Another couple of concerns may be allergies and breathing issues, such as asthma.
Ten Ideas and Products for scenting your home:
1. Potpourri is one of the oldest forms used to scent. It can be easily placed in a decorative bowls around your home, or hidden from view depending on your preference.
2. Incense are available in a wide variety of fragrant aromas. Consider the fact that these items burn and should not be placed near flammable material or in the reach of children. (Not only due to the heat, but the stick incense could end up being swords! You don't want any eyes poked out.)
3. Diffusers use the placement of absorbing sticks into bottles of essential or fragrance oils. Definitely situate these out of reach of animals and children. The bottles of oil can be easily knocked over by a child or the waging tail of one of your furry friends. The ingestion of some of the oils can also be very harmful.
4. Lamp rings with oil in them are placed around the light bulb. When the light heats up the aroma is spread around the room. This is a neat concept because it is not visible to the person visiting your home, yet produces a wonderful fragrance.
5. Air fresheners now come in a wide variety of options. Depending on the area you are trying to freshen up, there are plug-ins, sprays, and table top items available.
6. Baking cookies, cake, or cinnamon rolls are a wonderful way to make your home smell fresh and homey. The only draw back to this is someone has to eat them!
7. Placing cut-up citrus fruit on your kitchen counter can be a delicious aroma. Not only do you have a fragrant kitchen, but an afternoon snack!
8. Fresh flowers always give your home a wonderful bouquet. They are a great addition not only aroma wise but visually too.
9. Choose a spice you like from your cabinet and try boiling to see if you like the aroma.
10. Place white vinegar in a cup or a box of baking soda in the area you would like to have that just cleaned smell. You may want to take a small amount of bleach or pine cleaner and place in your bathroom to give that area the clean aroma. (Your friends and family will think you just took hours cleaning the bathroom just for their visit.)
Now that you have some ideas and products to consider when scenting your home, enjoy the process and try a number of them. You may find that a combination of products and ideas are suitable for your home. Even though you may like many fragrances try not to have too many within your home at one time, your sinuses may get confused!
Saturday, June 7, 2008
Lakeland Revival Has Not Helped the Real Estate Industry
I was browsing around blogs about Lakeland Florida, to see what was out there, my gosh it is filled with this Lakeland Revival! I had to chuckle that my last post was saying we needed a miracle for the real estate industry here! LOL Well I guess all the miracles are happening at the revival. Maybe when everyone in Lakeland is healed then it will flow down towards the businesses and economy. I am not saying I do not believe in healing - so dont jump down my throat I have a sarcastic side that may show through occassionally.
If people are feeling better then that could actually have a positive influence on their entire life. So let's think positive and let the good energy flow. Whether people are or are not being healed by this revival the outcome will be good energy!
Send some my way, Please
If people are feeling better then that could actually have a positive influence on their entire life. So let's think positive and let the good energy flow. Whether people are or are not being healed by this revival the outcome will be good energy!
Send some my way, Please
Thursday, June 5, 2008
Lakeland Florida Real Estate - HELP
Lakeland Florida Real Estate Guides are getting thinner!
This is a scary situation! I have been so busy in other areas that I have not contacted anyone in the industry for a couple of weeks. I happen to pass by a stand with the 2 most popular real estate guides here in Lakeland Florida, Home Shopper being one(http://www.showhome.com/index2.asp) and was shocked by the thinness of these books. I know the industry is unbelievably slow and proof of that is in the lack of advertising dollars that brokers and real estate agents are able to spend.
I think we need a miracle about now. I wish I had the answer but this economy is just unbelievable.
I have a few properties on the market myself and they seem to be going no where! What are we to do in this world today?
I feel for the real estate agents in our community. Not only are their incomes going down but their expenses are going sky high. The agents that are having to show these properties - yes, they have to drive all around town and with the gas prices sooooo high - I feel for them.
Well if anyone has any suggestions or helpful insights for the real estate industry here in Lakeland Florida, I'm sure more than just I would like the input!! HELP
This is a scary situation! I have been so busy in other areas that I have not contacted anyone in the industry for a couple of weeks. I happen to pass by a stand with the 2 most popular real estate guides here in Lakeland Florida, Home Shopper being one(http://www.showhome.com/index2.asp) and was shocked by the thinness of these books. I know the industry is unbelievably slow and proof of that is in the lack of advertising dollars that brokers and real estate agents are able to spend.
I think we need a miracle about now. I wish I had the answer but this economy is just unbelievable.
I have a few properties on the market myself and they seem to be going no where! What are we to do in this world today?
I feel for the real estate agents in our community. Not only are their incomes going down but their expenses are going sky high. The agents that are having to show these properties - yes, they have to drive all around town and with the gas prices sooooo high - I feel for them.
Well if anyone has any suggestions or helpful insights for the real estate industry here in Lakeland Florida, I'm sure more than just I would like the input!! HELP
Sunday, June 1, 2008
Highlands Storage in Lakeland Florida looking for Suggestions
Highlands Storage in Lakeland Florida is trying to gather information to be able to provide their current and future customers with the services they feel would be beneficial. In trying to help them in this area, I agreed to place a request on my blog. If you are a sales rep or business owner in the area and would like to provide suggestions of services that would benefit you please leave a comment on the blog or email: info@highlandsstorage.com. Please make sure and let them know you visited my blog!
Thanks for all your suggestions. Since new management has taken over they are extremely customer service oriented, so help them out if you can
Thanks for all your suggestions. Since new management has taken over they are extremely customer service oriented, so help them out if you can
Friday, May 2, 2008
Highlands Storage Under New Management
I stopped by Highlands Storage in South Lakeland yesterday, they are under New Management! The place looks great! Wow they are really showing that customer service is top priority. The ladies are putting forth a wonderful effort to insure that every customer receives the service they deserve.
The customer areas have been scrubbed and cleaned giving the aroma of cleanliness! I was very impressed by the diligence of the ladies.
If you are considering renting a storage unit in the South Lakeland Florida area, you need to go check them out in person and visit their website, www.highlandsstorage.com. They have also added to the website. They are now offering Internet Specials!
The customer areas have been scrubbed and cleaned giving the aroma of cleanliness! I was very impressed by the diligence of the ladies.
If you are considering renting a storage unit in the South Lakeland Florida area, you need to go check them out in person and visit their website, www.highlandsstorage.com. They have also added to the website. They are now offering Internet Specials!
Wednesday, April 23, 2008
Finding a Realtor in Lakeland Florida (Polk County)
I know I’m stuck on the topic of real estate agents! It’s just these are the main people involved in the real estate transaction. Trust is the number one issue. I can not stress enough; you need to do your homework before choosing a Realtor.
I decided to surf the web a little and see what I could find out concerning sites to report your opinion about a real estate agent. I found a couple of sites that may be of interest to both buyers and sellers. These may not list ratings on Lakeland real estate agents, at this time. These maybe a good source in the future, if some of our local residents would provide input. Like I stated in one of my first blogs, people need to let others know if they encountered a problem with an agent or broker.
I do not mean to come across as negative, just concerned that the consumer makes an informed decision in a real estate transaction. Therefore, the more “real” input from customers is a necessity. Anyone can go on a site and place a positive rating, even the agent or a friend, so you can’t be sure the positive ones are “real”. But, the negative ones surely didn’t come from a “friend” so those you can at least cross off your list of possibilities.
Outrageousagents seems to be an informative site. There were no listings in the Lakeland area, but while reading the comments, they could have been some realtors in Lakeland! If you have had any bad experiences with a realestate agent in Lakeland – go post! Help the next person not to be caught in a messy real estate transaction. We need to help each other out here.
http://www.outrageousagents.com/
Realtorratingz seems to be another site that may be of interest in the future. At this time all the Lakeland FL real estate agents listed have not been rated. Hopefully some consumers will take advantage of the site and report their experiences. My only concern here is I happened to see a note on OutrageousAgents that a bad rating had been deleted from Realtorratingz, so beware a bit here. www.realtorratingz.com
I will continue my search for sites that may be of assistance to the Lakeland Florida consumers. If anyone has any suggestions, I am always willing to listen and investigate new sites.
Good Luck doing your Real Estate Agent (Realtor) homework!
I decided to surf the web a little and see what I could find out concerning sites to report your opinion about a real estate agent. I found a couple of sites that may be of interest to both buyers and sellers. These may not list ratings on Lakeland real estate agents, at this time. These maybe a good source in the future, if some of our local residents would provide input. Like I stated in one of my first blogs, people need to let others know if they encountered a problem with an agent or broker.
I do not mean to come across as negative, just concerned that the consumer makes an informed decision in a real estate transaction. Therefore, the more “real” input from customers is a necessity. Anyone can go on a site and place a positive rating, even the agent or a friend, so you can’t be sure the positive ones are “real”. But, the negative ones surely didn’t come from a “friend” so those you can at least cross off your list of possibilities.
Outrageousagents seems to be an informative site. There were no listings in the Lakeland area, but while reading the comments, they could have been some realtors in Lakeland! If you have had any bad experiences with a realestate agent in Lakeland – go post! Help the next person not to be caught in a messy real estate transaction. We need to help each other out here.
http://www.outrageousagents.com/
Realtorratingz seems to be another site that may be of interest in the future. At this time all the Lakeland FL real estate agents listed have not been rated. Hopefully some consumers will take advantage of the site and report their experiences. My only concern here is I happened to see a note on OutrageousAgents that a bad rating had been deleted from Realtorratingz, so beware a bit here. www.realtorratingz.com
I will continue my search for sites that may be of assistance to the Lakeland Florida consumers. If anyone has any suggestions, I am always willing to listen and investigate new sites.
Good Luck doing your Real Estate Agent (Realtor) homework!
Tuesday, April 22, 2008
Why You Need a Reputable Real Estate Agent in Lakeland Florida
Why you need a reputable realestate agent in Lakeland, Florida. I stumbled across this site called http://www.ripoffreport.com/, many of you may have already visited the site, but it was a first for me. Now, we always have to remember there are two sides to every story, but things like this do happen in Lakeland! So, I decided to link to the post regarding a Lakeland Real Estate Company and Realtor.
(http://www.ripoffreport.com/reports/0/317/RipOff0317777.htm)
The above report was written by the buyer of a home in Lakeland. She states they paid for a termite inspection of the property purchased and they “trusted” their real estate agent when she told them there was no termite damage per the report. The consumer assumed that the Realtor would be honest. First mistake! Don’t take me wrong, there are many honest Realtors in Lakeland. That is just my sarcastic side coming out.
The consumer MUST request all inspection reports be given to them! They are the one paying the bill and the one purchasing the property – NOT the realtor or title company.
The title company is generally only going to receive the invoices regarding the inspections. On occasion the termite report and invoice are all in one, so the title agent in this case may have had the report too. The problem here is what title company was processing the closing. Remember the Seller usually chooses the title company. However, if this real estate agent also had the selling side, then it may have been closed at Keller Williams’ title company. Yes, they have one that does the majority of their closings! It is one of those Lakeland real estate companies that has a title company attached but under a different name, so the consumer must beware.
The real estate agent may not have been aware of the mold issue, unless a mold inspection was performed on the property. That is not a usual inspection for this area, but it should be. The termite problem on the other hand should have been discovered and the consumer notified.
If the consumer now has a copy of the termite report, she needs to do a few things. One she needs to contact the broker of Keller Williams of Lakeland and file a complaint. Not sure who is currently listed as the broker of that office, they have switched the names in the past!? I’m not one of their favorite people anyway, so I’ll just steer clear from naming names! She needs to contact the Lakeland Association of Realtors, Florida Association of Realtors, and the Florida Real Estate Commission and file complaints.
FREC (http://www.myflorida.com/dbpr/re/frec.html)
Then if she is really 100% positive of the termite report she may want to make an appointment with an attorney. This will probably be her only option to receive the funds to cover her damages.
Important lesson learned – Buyer’s ask for you inspections!!!!
(http://www.ripoffreport.com/reports/0/317/RipOff0317777.htm)
The above report was written by the buyer of a home in Lakeland. She states they paid for a termite inspection of the property purchased and they “trusted” their real estate agent when she told them there was no termite damage per the report. The consumer assumed that the Realtor would be honest. First mistake! Don’t take me wrong, there are many honest Realtors in Lakeland. That is just my sarcastic side coming out.
The consumer MUST request all inspection reports be given to them! They are the one paying the bill and the one purchasing the property – NOT the realtor or title company.
The title company is generally only going to receive the invoices regarding the inspections. On occasion the termite report and invoice are all in one, so the title agent in this case may have had the report too. The problem here is what title company was processing the closing. Remember the Seller usually chooses the title company. However, if this real estate agent also had the selling side, then it may have been closed at Keller Williams’ title company. Yes, they have one that does the majority of their closings! It is one of those Lakeland real estate companies that has a title company attached but under a different name, so the consumer must beware.
The real estate agent may not have been aware of the mold issue, unless a mold inspection was performed on the property. That is not a usual inspection for this area, but it should be. The termite problem on the other hand should have been discovered and the consumer notified.
If the consumer now has a copy of the termite report, she needs to do a few things. One she needs to contact the broker of Keller Williams of Lakeland and file a complaint. Not sure who is currently listed as the broker of that office, they have switched the names in the past!? I’m not one of their favorite people anyway, so I’ll just steer clear from naming names! She needs to contact the Lakeland Association of Realtors, Florida Association of Realtors, and the Florida Real Estate Commission and file complaints.
FREC (http://www.myflorida.com/dbpr/re/frec.html)
Then if she is really 100% positive of the termite report she may want to make an appointment with an attorney. This will probably be her only option to receive the funds to cover her damages.
Important lesson learned – Buyer’s ask for you inspections!!!!
Monday, April 21, 2008
The Real Estate Market this Week in Lakeland Florida
Trying to sell your home in this Polk County buyer’s market? Be prepared for low-ball offers and none at all! It is crazy out there right now. People are looking for homes but many of the lookers are just that – looking for the unbelievable deal! Actually, some are getting it.
I happen to hear on the radio the other day; a Lakeland builder is offering a great mortgage rate just to be able to clear out the inventory he is sitting on! If you are seriously considering buying a new home, check out the market now. Get your ducks in a row and start looking. If you procrastinate you may find the market has changed while you weren’t looking! Don’t we all wish!
The parade of homes is in full swing this week. I didn’t have the chance to make the rounds, but I’m sure there are some amazing homes being shown. I hope that most of these homes were contracted and already have owners, because there are too many on the market. I see there is one for 2.5 Million – hope Hulbert had that one contracted before he built!
Good luck to all the builders that are showcasing their work.
I happen to hear on the radio the other day; a Lakeland builder is offering a great mortgage rate just to be able to clear out the inventory he is sitting on! If you are seriously considering buying a new home, check out the market now. Get your ducks in a row and start looking. If you procrastinate you may find the market has changed while you weren’t looking! Don’t we all wish!
The parade of homes is in full swing this week. I didn’t have the chance to make the rounds, but I’m sure there are some amazing homes being shown. I hope that most of these homes were contracted and already have owners, because there are too many on the market. I see there is one for 2.5 Million – hope Hulbert had that one contracted before he built!
Good luck to all the builders that are showcasing their work.
Thursday, April 17, 2008
More Houses to sell! Isn't There Enough in Lakeland Already?
Just a short note - The parade of homes is this starting on the 19th! Oh yes just what we need more houses up for sale! Well I hope they do well with the parade, everyone has to provide for their families.
I do enjoy visiting the homes and seeing what is new in the industry and the trends that are current. Even if you are not searching for a new home, you can get plenty of ideas. Then again if you are searching, you might just get a great price!
Have a fun time touring the Parade of Homes
I do enjoy visiting the homes and seeing what is new in the industry and the trends that are current. Even if you are not searching for a new home, you can get plenty of ideas. Then again if you are searching, you might just get a great price!
Have a fun time touring the Parade of Homes
Monday, April 7, 2008
Considering the Purchase of a Home in the Lakeland Florida Area
Purchasing a new home is a major decision. Take your time and do the homework necessary for a smooth purchase. There are a number of items and expenses to think about, don’t jump in head first, you could get hurt.
Interview and ask for referrals for a real estate agent. If you are unsure how to go about this, see my earlier blog “Choosing a Real Estate Agent.”
Go over your budget. Ok, if you don’t have one, now is the time to make one. (Sounds like another blog I need to write.) This is a necessary step; you do not want to over extend yourself. Remember, there are going to be more expenses to owning a home, then renting. Major Items to consider: Property Taxes, Insurance, Utilities may be higher, Maintenance, Home Owner’s Association Fees, Lawn Care, Pool Care, etc.
Check your credit score, yourself. There are always links stating you can check your score for free online. This information is going to be essential when you begin communicating with lenders. Major Point: Do not give your Social Security Number to all those lenders and mortgage brokers you are trying to receive information from. The reason is that every time your credit is checked by a lender or broker, your credit rating goes down! A lot of people do not realize this and give the information to everyone, and then wonder why they can’t get the interest rate they thought. So, get your credit rating yourself. Bring this information with you when you speak with a lender.
The basic items you will need to have available to begin the process of finding a mortgage, should include: Proof of your monthly income, all sources. Copies of your last two to three years Federal Income Tax Returns, Copies of your latest bank statements – all accounts. Copies of your credit card statements, (if you have any credit cards), Copies of any Car loans, Copies of any current mortgage statements, Copy of any lease or rental agreement statements, copies of any other monthly payments such as child support. This will give the lender a good idea of your monthly income and expenses and be able to provide a more accurate estimate of what they can offer.
Now, the first place to start your search for a mortgage is your bank. The reason is they know you. Also, your bank may offer current customers special promotions to keep the business. Banks usually have fewer fees associated with a mortgage then going thru a mortgage broker. Think about it: If you go through a broker he has to make money too! Therefore, try to leave out the middle man if you have good enough credit. I am not trying to harm the mortgage broker business, just letting the consumer know that there are more fees for the buyer when using a broker.
Remember: the amount that you decided on in your budget! This is very important because when you get to the lender they may tell you that you qualify for more then that amount! This is what gets people into trouble! Do not let anyone talk you into a higher monthly payment then what you have set for yourself. Important: The lender or broker may give you a figure that appears to be in your budget, but beware there are other things to consider. If you escrow Property Taxes and Insurance in your mortgage; these figures will be added into your monthly payment. A number of lenders will require a fee NOT to have your property tax and insurance escrowed. I have heard both sides of the escrow debate. That is a personal decision.
Once you have gathered your information and possible mortgage pre-qualifications, you will be able to make a more informed decision. Don’t forget that there will be other fees associated with the closing. The Truth in Lending the lenders may provide you will not give ALL of the closing fees, they will include some but not all. They can’t they are not the title agent.
Good Luck and take your time! There is no rush. This is a buyer’s market right now in Lakeland, Florida, so take your time and do the homework!
Interview and ask for referrals for a real estate agent. If you are unsure how to go about this, see my earlier blog “Choosing a Real Estate Agent.”
Go over your budget. Ok, if you don’t have one, now is the time to make one. (Sounds like another blog I need to write.) This is a necessary step; you do not want to over extend yourself. Remember, there are going to be more expenses to owning a home, then renting. Major Items to consider: Property Taxes, Insurance, Utilities may be higher, Maintenance, Home Owner’s Association Fees, Lawn Care, Pool Care, etc.
Check your credit score, yourself. There are always links stating you can check your score for free online. This information is going to be essential when you begin communicating with lenders. Major Point: Do not give your Social Security Number to all those lenders and mortgage brokers you are trying to receive information from. The reason is that every time your credit is checked by a lender or broker, your credit rating goes down! A lot of people do not realize this and give the information to everyone, and then wonder why they can’t get the interest rate they thought. So, get your credit rating yourself. Bring this information with you when you speak with a lender.
The basic items you will need to have available to begin the process of finding a mortgage, should include: Proof of your monthly income, all sources. Copies of your last two to three years Federal Income Tax Returns, Copies of your latest bank statements – all accounts. Copies of your credit card statements, (if you have any credit cards), Copies of any Car loans, Copies of any current mortgage statements, Copy of any lease or rental agreement statements, copies of any other monthly payments such as child support. This will give the lender a good idea of your monthly income and expenses and be able to provide a more accurate estimate of what they can offer.
Now, the first place to start your search for a mortgage is your bank. The reason is they know you. Also, your bank may offer current customers special promotions to keep the business. Banks usually have fewer fees associated with a mortgage then going thru a mortgage broker. Think about it: If you go through a broker he has to make money too! Therefore, try to leave out the middle man if you have good enough credit. I am not trying to harm the mortgage broker business, just letting the consumer know that there are more fees for the buyer when using a broker.
Remember: the amount that you decided on in your budget! This is very important because when you get to the lender they may tell you that you qualify for more then that amount! This is what gets people into trouble! Do not let anyone talk you into a higher monthly payment then what you have set for yourself. Important: The lender or broker may give you a figure that appears to be in your budget, but beware there are other things to consider. If you escrow Property Taxes and Insurance in your mortgage; these figures will be added into your monthly payment. A number of lenders will require a fee NOT to have your property tax and insurance escrowed. I have heard both sides of the escrow debate. That is a personal decision.
Once you have gathered your information and possible mortgage pre-qualifications, you will be able to make a more informed decision. Don’t forget that there will be other fees associated with the closing. The Truth in Lending the lenders may provide you will not give ALL of the closing fees, they will include some but not all. They can’t they are not the title agent.
Good Luck and take your time! There is no rush. This is a buyer’s market right now in Lakeland, Florida, so take your time and do the homework!
Friday, March 28, 2008
Former Lakeland Florida title agent is charged in theft and fraud case
A Former Lakeland title agent is charged in theft and fraud case, according to an article in The Ledger, March 26, 2008. www.theledger.com/article/20080326/NEWS/803260463 Of course, I was not shocked by the news. I had heard of this company during a title closing at our office. People talked and I listened.
It is unfortunate, but some people in the industry do not have the morals or ethics necessary to handle large sums of money. They are tempted by the almighty dollar, even if it is not theirs.
The article I have linked to also mentions a local real estate attorney that was also charged, in a separate case. Therefore, as I stated in an earlier blog, the consumer doesn’t know which way to turn.
I remember listening to a real estate agent at one of our closings about how much money the closing agents at her title company were bringing home. I never said a word to the agent, just listened. After the closing, I tried to calculate how many average closings they would have to perform to afford a payroll of that amount. Not even considering the other overhead involved in running the company. Two and two were not adding up to four! A short time after learning the information, I heard that the underwriter for the title company had frozen the escrow account! I felt bad for the clients whose money had been frozen. Their closings would not happen in a timely manner. I had wished those clients had chosen another company, but how were they to know?
Around the same time, another title company in the area was also shut down. Not as much was publicized about that one. I cannot remember the name of it now. It was a difficult time having to listen to our industry get criticized. My company, which prided itself on treating the customers with honesty and integrity, suffered due to bad publicity. By then people had forgotten about the real estate attorney that was just as bad!
Unfortunately, I don’t have the magic answer on how to figure out who to trust! There are people still out there that have no business touching other people’s monies. I am not going to start listing names and get into any lawsuit over hearsay. I cannot prove who does what. I am not privy to their books and bank records. Believe me, some of these people look so innocent, you would never guess by appearances. Also, don’t let the number of years they have been doing closings cloud your judgement either!
Until I can figure out the magic answer, beware. Take the time to ask questions. Like I stated in earlier posts, most of the time the seller chooses the closing agent, so sellers do your homework!
It is unfortunate, but some people in the industry do not have the morals or ethics necessary to handle large sums of money. They are tempted by the almighty dollar, even if it is not theirs.
The article I have linked to also mentions a local real estate attorney that was also charged, in a separate case. Therefore, as I stated in an earlier blog, the consumer doesn’t know which way to turn.
I remember listening to a real estate agent at one of our closings about how much money the closing agents at her title company were bringing home. I never said a word to the agent, just listened. After the closing, I tried to calculate how many average closings they would have to perform to afford a payroll of that amount. Not even considering the other overhead involved in running the company. Two and two were not adding up to four! A short time after learning the information, I heard that the underwriter for the title company had frozen the escrow account! I felt bad for the clients whose money had been frozen. Their closings would not happen in a timely manner. I had wished those clients had chosen another company, but how were they to know?
Around the same time, another title company in the area was also shut down. Not as much was publicized about that one. I cannot remember the name of it now. It was a difficult time having to listen to our industry get criticized. My company, which prided itself on treating the customers with honesty and integrity, suffered due to bad publicity. By then people had forgotten about the real estate attorney that was just as bad!
Unfortunately, I don’t have the magic answer on how to figure out who to trust! There are people still out there that have no business touching other people’s monies. I am not going to start listing names and get into any lawsuit over hearsay. I cannot prove who does what. I am not privy to their books and bank records. Believe me, some of these people look so innocent, you would never guess by appearances. Also, don’t let the number of years they have been doing closings cloud your judgement either!
Until I can figure out the magic answer, beware. Take the time to ask questions. Like I stated in earlier posts, most of the time the seller chooses the closing agent, so sellers do your homework!
Wednesday, March 26, 2008
Organizing my Storage Unit in Lakeland Florida
My storage unit at http://www.highlandsstorage.com/ is starting to get filled with items I need to sell! I have decided that I need to organize my unit as if it were a store; not really a store so to speak, more like a warehouse. Years ago I managed a national mail order company with a large warehouse. When items are organized it is easier to process the orders. Therefore, I believe I should organize the unit to be able to sell my items more efficiently.
I am going to purchase a number of shelving units to place in my storage unit. My items can then be sorted into certain categories for ease in finding. A work table can then be placed along one side with the boxes and paperwork I will need to ship the items. I will make my storage unit at http://www.highlandsstorage.com/ into a mini mail order warehouse! Wow, sometimes I even amaze myself. I know there are probably a million people out there who have already done this, but it’s a new idea for me.
This way all the items are out of my house! I can set up a spot on my work table to take the pictures I need, keep my packing supplies, and room to process the order. This way the only thing I need in my house for this business venture, is my computer! I am so excited about the possibilities.
I am going to purchase a number of shelving units to place in my storage unit. My items can then be sorted into certain categories for ease in finding. A work table can then be placed along one side with the boxes and paperwork I will need to ship the items. I will make my storage unit at http://www.highlandsstorage.com/ into a mini mail order warehouse! Wow, sometimes I even amaze myself. I know there are probably a million people out there who have already done this, but it’s a new idea for me.
This way all the items are out of my house! I can set up a spot on my work table to take the pictures I need, keep my packing supplies, and room to process the order. This way the only thing I need in my house for this business venture, is my computer! I am so excited about the possibilities.
Saturday, March 15, 2008
Choosing a Real Estate Agent in Lakeland Florida
Deciding to sell or purchase a home is only the first major decision. Finding the best real estate agent to help with the process, is a very time consuming and frustrating adventure. Unless you know someone, how can you be sure they have your best interest at heart?
The first thing you should do is ask close friends and family if they have had any experience with a local real estate agent. If they recommend someone, you still need to do your homework. Find out as much information as possible about the transaction experience. A few questions to ask:
Were they buying or selling?
If selling:
Did your real estate agent always call you back in a timely manner?
Did the agent advertise your home to your satisfaction?
Did the agent explain completely all offers received?
Did the agent recommend things to improve the appearance for a quicker and higher selling price?
If buying:
Did the real estate agent only show you his/her office listings at first, instead of all listings that you may have been interested in?
Did the agent really listen to what you were wanting in a home, or always tried to show you higher priced homes?
You may think this next question is a given, but I was in the industry for years, I know different.
Did the agent show up to the closing of your real estate transaction?
These questions will get you started. Now comes for the interview of the agents. Yes, meet them, tell them what you are planning and let them know upfront you are speaking to a number of agents. Believe me personalities play an important role; you are going to be spending a lot of time communicating with this individual.
Once you have gathered all the information possible and have made a decision. A seller’s agent is going to require a signed contract to list your home. Most want a six month contract; if I were you in this market, I would negotiate a shorter length of time. This way if you find you are not compatible, you’re not stuck in a long contract.
If you are looking to purchase a home, there should be no contract necessary. Therefore, if you realize it is not a good match, you are able to step away from the relationship and try another real estate agent.
Gather all the information you can about a number of agents in your area; take your time in making any decisions. Whether buying or selling this is a very important decision in your life. Don’t just look in the paper and start trying to work with any agent, take your time. You want this experience to be a pleasant memory.
The first thing you should do is ask close friends and family if they have had any experience with a local real estate agent. If they recommend someone, you still need to do your homework. Find out as much information as possible about the transaction experience. A few questions to ask:
Were they buying or selling?
If selling:
Did your real estate agent always call you back in a timely manner?
Did the agent advertise your home to your satisfaction?
Did the agent explain completely all offers received?
Did the agent recommend things to improve the appearance for a quicker and higher selling price?
If buying:
Did the real estate agent only show you his/her office listings at first, instead of all listings that you may have been interested in?
Did the agent really listen to what you were wanting in a home, or always tried to show you higher priced homes?
You may think this next question is a given, but I was in the industry for years, I know different.
Did the agent show up to the closing of your real estate transaction?
These questions will get you started. Now comes for the interview of the agents. Yes, meet them, tell them what you are planning and let them know upfront you are speaking to a number of agents. Believe me personalities play an important role; you are going to be spending a lot of time communicating with this individual.
Once you have gathered all the information possible and have made a decision. A seller’s agent is going to require a signed contract to list your home. Most want a six month contract; if I were you in this market, I would negotiate a shorter length of time. This way if you find you are not compatible, you’re not stuck in a long contract.
If you are looking to purchase a home, there should be no contract necessary. Therefore, if you realize it is not a good match, you are able to step away from the relationship and try another real estate agent.
Gather all the information you can about a number of agents in your area; take your time in making any decisions. Whether buying or selling this is a very important decision in your life. Don’t just look in the paper and start trying to work with any agent, take your time. You want this experience to be a pleasant memory.
Friday, March 14, 2008
Seller's Costs For Selling a Home in Lakeland, Florida
You’ve decided to sell your home in Lakeland, Florida. Well, it is really a bad time right now, but if you must then be prepared for the expenses related to the transaction. Many people are not aware of the actual costs that will be incurred when they sell. The majority of the costs are calculated on the sales price. So, to be able to even get an idea, you need to estimate what you think you might be able to get for your home.
Let’s say you estimate a sales price of $200.000.00
If there is a Realtor involved the commission is usually calculated on the sales price. With the market the way it is you may find a Realtor to accept the listing for 5% to 6%. A few months back, it was normally 7%.
Now, take the estimated 200,000.00 x .07 = $14,000.00 (Ouch!)
200,000.00 x .06 = $12,000.00 (Oh My)
200,000.00 x .05 = $10,000.00 (Oh)
You could always try to sell For Sale By Owner, but it’s not as easy as it sounds.
The Seller is normally responsible for the Title Insurance. This premium for the insurance is also calculated on the sales price.
So, take the estimated 200,000.00 and calculate it the following way:
The first 100,000.00 is calculated at 5.75 cost per $1000.00.
So take $100,000.00 x .00575 = $575.00
The amount over the first $100,000 is calculated at 5.00 cost per $1000.00
So take the second $100,000.00 x .005 = $500.00
Now add the two figures together and you have the cost of the Owner’s Title Policy.
On the sales contract of $200,000.00 the most you will pay is $1,075.00.
The reason for most is that if you purchased your home less than 3 years ago, and you sell your home before that time frame, you will receive what is known as re-issue credit. It is always best to calculate your costs on the total, just to be on the safe side.
You will also be responsible for the document stamps on the deed that must be recorded in the public records. The government has to get their share! This is calculated on the sales price, also.
Calculate as follows: $200,000.00 x .007 = $1400.00
Yes, it is very expensive to sell a home. We haven’t even finished with all the charges yet.
You have to record the deed in the public records, that is $10.00 for the first page. Which a normal deed is only one page.
So far, all of the expenses I have mentioned are set by a division of the state or the county. The only figure that might be lower is if the re-issue rate applies. Meaning you sell before your 3 years is up, and that you received a title policy with that closing. You must have the prior title policy to receive the credit. It is cost effective to search for that policy or contact the closing agent and request a copy.
The title company performing the closing, must charge a closing fee, search fee, and exam fee. Now, the amount they charge you is up to them. So here is where you really need your quotes before you choose a title company. The cost should not be the only information used to evaluate which company to use though! Some will quote you low just to get you in the door! Be careful.
So to guesstimate the industry I would say to consider those three fees combined to run you about, $400 - $500.
You should request a list of all fees each title company charges on their normal closings. They all have different names for them, so ask them for ALL fees. Most will have a courier or postage fee to the seller for overnighting any mortgage payoffs for the property. Many started adding warehousing fees, to store your file for years. I even saw some that started a data storage fee to put all your documents on a disk. If you choose to have your payoff wired to your mortgage company, that is another fee. If more documents have to be recorded to correct the title, those are more fees. (They can’t quote on recording because they will not know if corrections need to be made until after they search the property.)
So do you still want or need to sell your home?
There are some other costs that you may not have thought of right away, that will be deducted from your bottom line, before you receive your profits. If you have a homeowner’s association and there is an amount due, or almost due, that is going to be deducted. Also, any property taxes that are due will be deducted. If the taxes or association dues are not yet due, you will only be responsible for the percentage of the time you owned the property.
Here is where you stand with a $200,000.00 sales contract.
$200,000.00 contract price
$ 14,000.00 sales commission
$ 1,075.00 owner’s policy
$ 1,400.00 document stamps
$ 10.00 recording fee
$ 500.00 closing fees
$ 200.00 misc fees
So, before you even consider the taxes and home owners association fees you have already deducted: $ 17,185.00
Don’t forget to deduct the payoff for your mortgage too! The figure on your monthly statement does not usually include all the fees associated with your payoff, so call the mortgage company and request the payoff amount.
Well, now you have enough information to get an idea of what the costs involved with selling your home will be. The market is really tough right now, so I wish you the best of luck on the sale of your property. Remember to call around and get quotes and ask people you trust for recommendations. See my earlier blog for more information on the industry.
Let’s say you estimate a sales price of $200.000.00
If there is a Realtor involved the commission is usually calculated on the sales price. With the market the way it is you may find a Realtor to accept the listing for 5% to 6%. A few months back, it was normally 7%.
Now, take the estimated 200,000.00 x .07 = $14,000.00 (Ouch!)
200,000.00 x .06 = $12,000.00 (Oh My)
200,000.00 x .05 = $10,000.00 (Oh)
You could always try to sell For Sale By Owner, but it’s not as easy as it sounds.
The Seller is normally responsible for the Title Insurance. This premium for the insurance is also calculated on the sales price.
So, take the estimated 200,000.00 and calculate it the following way:
The first 100,000.00 is calculated at 5.75 cost per $1000.00.
So take $100,000.00 x .00575 = $575.00
The amount over the first $100,000 is calculated at 5.00 cost per $1000.00
So take the second $100,000.00 x .005 = $500.00
Now add the two figures together and you have the cost of the Owner’s Title Policy.
On the sales contract of $200,000.00 the most you will pay is $1,075.00.
The reason for most is that if you purchased your home less than 3 years ago, and you sell your home before that time frame, you will receive what is known as re-issue credit. It is always best to calculate your costs on the total, just to be on the safe side.
You will also be responsible for the document stamps on the deed that must be recorded in the public records. The government has to get their share! This is calculated on the sales price, also.
Calculate as follows: $200,000.00 x .007 = $1400.00
Yes, it is very expensive to sell a home. We haven’t even finished with all the charges yet.
You have to record the deed in the public records, that is $10.00 for the first page. Which a normal deed is only one page.
So far, all of the expenses I have mentioned are set by a division of the state or the county. The only figure that might be lower is if the re-issue rate applies. Meaning you sell before your 3 years is up, and that you received a title policy with that closing. You must have the prior title policy to receive the credit. It is cost effective to search for that policy or contact the closing agent and request a copy.
The title company performing the closing, must charge a closing fee, search fee, and exam fee. Now, the amount they charge you is up to them. So here is where you really need your quotes before you choose a title company. The cost should not be the only information used to evaluate which company to use though! Some will quote you low just to get you in the door! Be careful.
So to guesstimate the industry I would say to consider those three fees combined to run you about, $400 - $500.
You should request a list of all fees each title company charges on their normal closings. They all have different names for them, so ask them for ALL fees. Most will have a courier or postage fee to the seller for overnighting any mortgage payoffs for the property. Many started adding warehousing fees, to store your file for years. I even saw some that started a data storage fee to put all your documents on a disk. If you choose to have your payoff wired to your mortgage company, that is another fee. If more documents have to be recorded to correct the title, those are more fees. (They can’t quote on recording because they will not know if corrections need to be made until after they search the property.)
So do you still want or need to sell your home?
There are some other costs that you may not have thought of right away, that will be deducted from your bottom line, before you receive your profits. If you have a homeowner’s association and there is an amount due, or almost due, that is going to be deducted. Also, any property taxes that are due will be deducted. If the taxes or association dues are not yet due, you will only be responsible for the percentage of the time you owned the property.
Here is where you stand with a $200,000.00 sales contract.
$200,000.00 contract price
$ 14,000.00 sales commission
$ 1,075.00 owner’s policy
$ 1,400.00 document stamps
$ 10.00 recording fee
$ 500.00 closing fees
$ 200.00 misc fees
So, before you even consider the taxes and home owners association fees you have already deducted: $ 17,185.00
Don’t forget to deduct the payoff for your mortgage too! The figure on your monthly statement does not usually include all the fees associated with your payoff, so call the mortgage company and request the payoff amount.
Well, now you have enough information to get an idea of what the costs involved with selling your home will be. The market is really tough right now, so I wish you the best of luck on the sale of your property. Remember to call around and get quotes and ask people you trust for recommendations. See my earlier blog for more information on the industry.
Spring Cleaning in Lakeland Florida
I started my spring cleaning in February! Well, since I live in sunny Lakeland, Florida, why not? The only problem is it is now March and I am still trying to clear my house of unwanted or unnecessary items, along with trying to deep clean. Guess I am not as motivated as I should be.
I decided to move all the items that we have not used recently or have outgrown, into my garage! Now I can’t fit the cars in there. I need to decide which items in the garage, I need to keep and which to try and sell. Unfortunately, I am afraid to walk into my garage for fear of getting lost or hurt.
I think I have a solution to my problem. I am going to go out my front door and walk around to my garage, it’s safer that way, trust me. I will take the first item that I can safely reach that needs to be sold, and place it in the trunk of my car. I live in a subdivision that does not allow garage sales, so that makes selling the items more difficult. Then, I am going to place as many items in my trunk that I want to sell and head to Highlands Storage. I am going to rent a storage unit for the items, until I can place the items on one of those auction sites or classified ad sites online.
Luckily, Highlands Storage is only a couple minutes from my house. Once I move all the items I am going to sell, I will be able to go thru the other items and see what to donate, keep in the attic (if heat won’t damage them), or rent another air conditioned unit at Highlands Storage for items I want to keep, but don’t actually have to be at my house. Like the holiday decorations that we use once a year. I can access my storage unit 24/7, so if I really need something, it’s a couple minutes away.
Wish me luck, after I post this I am planning on walking out my front door.
I decided to move all the items that we have not used recently or have outgrown, into my garage! Now I can’t fit the cars in there. I need to decide which items in the garage, I need to keep and which to try and sell. Unfortunately, I am afraid to walk into my garage for fear of getting lost or hurt.
I think I have a solution to my problem. I am going to go out my front door and walk around to my garage, it’s safer that way, trust me. I will take the first item that I can safely reach that needs to be sold, and place it in the trunk of my car. I live in a subdivision that does not allow garage sales, so that makes selling the items more difficult. Then, I am going to place as many items in my trunk that I want to sell and head to Highlands Storage. I am going to rent a storage unit for the items, until I can place the items on one of those auction sites or classified ad sites online.
Luckily, Highlands Storage is only a couple minutes from my house. Once I move all the items I am going to sell, I will be able to go thru the other items and see what to donate, keep in the attic (if heat won’t damage them), or rent another air conditioned unit at Highlands Storage for items I want to keep, but don’t actually have to be at my house. Like the holiday decorations that we use once a year. I can access my storage unit 24/7, so if I really need something, it’s a couple minutes away.
Wish me luck, after I post this I am planning on walking out my front door.
Thursday, March 13, 2008
Real Estate Closings in Lakeland Florida
Since the housing market is a hot topic these days in Lakeland - I guess I’ll add my two cents into that arena. If you are considering buying or selling a home in the Lakeland area - guess what you DON’T need a real estate attorney! Gosh I cannot stand those commercials that say you need an attorney to handle a closing! OMG I can feel I am gonna start getting a ton of calls from those attorneys in town! Sorry but honesty is the best policy and I always try to be up-front with people. You may not agree with me - that is your choice - but I speak from years of experience.
Don’t take me wrong, there are a few good real estate attorneys in Lakeland, but there are also a number of them who will overcharge and under perform! The basic residential real estate closing does not require or need the services of an attorney. Now, there are some instances, in which I would recommend a good attorney. You did see the word GOOD. Just making sure. Now if you find yourself in a bind and do need the name of a real estate attorney, just comment me and I will be happy to give you the name of the person I would use. He has no idea that I have sent him many clients over the years both personally and professionally. I do not personally know him but his work speaks for itself, and that is the way it should be!
During my years managing a local title company, I have encountered numerous errors that had to be fixed, and the majority of errors were made by an attorney! Yes, you paid more money for your closing and did not get the service you thought you were. It’s a real joke in the Lakeland area about how often a title company has to fix an error from a previous closing at some lawyers office! I hope that a number of my clients went back to their real estate attorney and complained, but probably not. Everyone gets busy trying to deal with moving, they let things like that go. Too bad maybe a few complaints would make them improve.
When a mistake is made in the recorded paperwork involved with a prior closing, the fees to re-record go to the seller. You may not have chosen where your original purchase took place, because most real estate contracts state that the seller chooses the closing agent. Therefore, you are the one having to pay again for documents that you assumed were correct, because an attorney prepared them. The person that chose the attorney has long since moved, so there is no way to get them to pay. These errors have to be recorded in a timely fashion to insure that your closing happens on time, so you are stuck with the fees.
Now don’t get me wrong there are a few title companies in Lakeland; I wouldn’t use either. I just got on a role with the attorneys. So now your saying, what in the heck am I supposed to do if I need a real estate closing? Pray would be my suggestion! No, but seriously it is a major concern and expense; you need to do some research before making a decision. First, do not just accept your Realtors advise to close with the closing company they suggest. That company may be associated with the real estate firm!! You got it kickbacks. They may not be concerned with the service you get. They are concerned about the almighty dollar going in their pocket! The questions you should ask a Realtor that suggests a title company are:
Are you or your real estate firm in anyway connected to that title company?
Does any person or the company receive any monetary gains by referring clients to that title company?
Research the real estate firm and the title company and see if you can find any connection. You would be surprised how many of the major real estate companies in the Lakeland area also have some connection to a title company. They are not usually located in the same building or area, because that would be a sure sign of a connection! So beware!
If you find yourself starting to have a panic attack, just comment me. I have one company in Lakeland that I would recommend. Yes one! This is not saying they are the only good one left in town, but I can only refer by experience. She seems to be on the same track as I was; the buyers and sellers are the people to be concerned about, not the realtor or the mortgage institutions!
I have personally used this office for my closings since I left the industry and have referred a number of previous clients and friends. Not one complaint yet!! That is what I go by.
Well, now I have gotten half or all of the Lakeland housing industry mad at me! Oh well, I kept my mouth shut for years, now I’m gonna let people know what really happens out there! If you feel, you would like to leave me a comment - good or bad - go right ahead, I can’t wait. Honesty is the best policy and people need to be informed.
Don’t take me wrong, there are a few good real estate attorneys in Lakeland, but there are also a number of them who will overcharge and under perform! The basic residential real estate closing does not require or need the services of an attorney. Now, there are some instances, in which I would recommend a good attorney. You did see the word GOOD. Just making sure. Now if you find yourself in a bind and do need the name of a real estate attorney, just comment me and I will be happy to give you the name of the person I would use. He has no idea that I have sent him many clients over the years both personally and professionally. I do not personally know him but his work speaks for itself, and that is the way it should be!
During my years managing a local title company, I have encountered numerous errors that had to be fixed, and the majority of errors were made by an attorney! Yes, you paid more money for your closing and did not get the service you thought you were. It’s a real joke in the Lakeland area about how often a title company has to fix an error from a previous closing at some lawyers office! I hope that a number of my clients went back to their real estate attorney and complained, but probably not. Everyone gets busy trying to deal with moving, they let things like that go. Too bad maybe a few complaints would make them improve.
When a mistake is made in the recorded paperwork involved with a prior closing, the fees to re-record go to the seller. You may not have chosen where your original purchase took place, because most real estate contracts state that the seller chooses the closing agent. Therefore, you are the one having to pay again for documents that you assumed were correct, because an attorney prepared them. The person that chose the attorney has long since moved, so there is no way to get them to pay. These errors have to be recorded in a timely fashion to insure that your closing happens on time, so you are stuck with the fees.
Now don’t get me wrong there are a few title companies in Lakeland; I wouldn’t use either. I just got on a role with the attorneys. So now your saying, what in the heck am I supposed to do if I need a real estate closing? Pray would be my suggestion! No, but seriously it is a major concern and expense; you need to do some research before making a decision. First, do not just accept your Realtors advise to close with the closing company they suggest. That company may be associated with the real estate firm!! You got it kickbacks. They may not be concerned with the service you get. They are concerned about the almighty dollar going in their pocket! The questions you should ask a Realtor that suggests a title company are:
Are you or your real estate firm in anyway connected to that title company?
Does any person or the company receive any monetary gains by referring clients to that title company?
Research the real estate firm and the title company and see if you can find any connection. You would be surprised how many of the major real estate companies in the Lakeland area also have some connection to a title company. They are not usually located in the same building or area, because that would be a sure sign of a connection! So beware!
If you find yourself starting to have a panic attack, just comment me. I have one company in Lakeland that I would recommend. Yes one! This is not saying they are the only good one left in town, but I can only refer by experience. She seems to be on the same track as I was; the buyers and sellers are the people to be concerned about, not the realtor or the mortgage institutions!
I have personally used this office for my closings since I left the industry and have referred a number of previous clients and friends. Not one complaint yet!! That is what I go by.
Well, now I have gotten half or all of the Lakeland housing industry mad at me! Oh well, I kept my mouth shut for years, now I’m gonna let people know what really happens out there! If you feel, you would like to leave me a comment - good or bad - go right ahead, I can’t wait. Honesty is the best policy and people need to be informed.
Lakeland and Me
I was gonna start by saying how long I have lived in Lakeland, but upon calculating that figure, it made me feel too old. So, let’s just say I’ve been here long enough. I moved here after graduating from high school and now I have a daughter that will be graduating this year, so like I said Long Enough!
I have seen Lakeland grow in leaps and bounds since I was a teenager. Some growth good - too much growth - makes it a pain in the butt to get around. I hate traffic and it seems that no matter what time of day it is- there’s traffic. I generally stay on the South side of town, no reason to wander up to the North when I can get whatever I need down here. Maybe once a year I’ll visit the Lakeland Square mall - guess I’m just not a shopaholic. The new Lakeside mall has provided everything I need, lately.
Boy the housing industry here has really hit a bump in the road. It is amazing how it has bottomed out. I am not a realtor, thank goodness. I feel for all those people who jumped on the band wagon when things were hot and now they are searching again. Well, I was in an industry that related to the housing market. I managed a Title company that performed real estate closings. Not doing that anymore! Kinda glad I got out of that - I stayed in it longer than I really wanted, mainly because I felt people needed a Title company that really cared about the buyers and sellers. Unfortunately, in that industry most of the buyers and sellers listen to their Realtors about where to close. Not a wise decision, but the general public is unaware of how things really should work.
I also have years of management experience, prior to the title company I ran a national mail-order company. I enjoyed that position for many years. The people that I worked with were like family. O well some of them actually were family, but there were many others that joined our family. I enjoyed the people, responsibility, and the ability to use my brain on a daily basis. I tried to make work there a pleasure for the employees. When your employees are happy and respected then they give their all to the company.
The reason for this blog is I enjoy writing and since I live in this area, why not put a little information out there about our town. Not the who’s who of Lakeland, but on a more personal and down to earth level. Not sure what will be included, you’ll have to stop by and see what’s up.
I have seen Lakeland grow in leaps and bounds since I was a teenager. Some growth good - too much growth - makes it a pain in the butt to get around. I hate traffic and it seems that no matter what time of day it is- there’s traffic. I generally stay on the South side of town, no reason to wander up to the North when I can get whatever I need down here. Maybe once a year I’ll visit the Lakeland Square mall - guess I’m just not a shopaholic. The new Lakeside mall has provided everything I need, lately.
Boy the housing industry here has really hit a bump in the road. It is amazing how it has bottomed out. I am not a realtor, thank goodness. I feel for all those people who jumped on the band wagon when things were hot and now they are searching again. Well, I was in an industry that related to the housing market. I managed a Title company that performed real estate closings. Not doing that anymore! Kinda glad I got out of that - I stayed in it longer than I really wanted, mainly because I felt people needed a Title company that really cared about the buyers and sellers. Unfortunately, in that industry most of the buyers and sellers listen to their Realtors about where to close. Not a wise decision, but the general public is unaware of how things really should work.
I also have years of management experience, prior to the title company I ran a national mail-order company. I enjoyed that position for many years. The people that I worked with were like family. O well some of them actually were family, but there were many others that joined our family. I enjoyed the people, responsibility, and the ability to use my brain on a daily basis. I tried to make work there a pleasure for the employees. When your employees are happy and respected then they give their all to the company.
The reason for this blog is I enjoy writing and since I live in this area, why not put a little information out there about our town. Not the who’s who of Lakeland, but on a more personal and down to earth level. Not sure what will be included, you’ll have to stop by and see what’s up.
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